Digital payments have become the backbone of modern businesses. However, most online payment systems require a third-party gateway that charges high transaction fees, delays fund settlements, and requires extensive KYC verification.
💡 What if you could accept UPI payments directly—without relying on a payment gateway?
🚀 ZeroGateway makes this possible! With dynamic QR code generation, businesses and individuals can accept UPI payments instantly and directly into their bank accounts—without paying any transaction fees!
This guide explains how you can accept UPI payments without a payment gateway using ZeroGateway’s simple and efficient QR code system.
Most businesses rely on traditional payment gateways to accept online payments, but these platforms come with several disadvantages:
❌ High Transaction Fees – Most gateways charge 1.5% to 3% per transaction, reducing your earnings.
❌ Delayed Settlements – Payments are often held for 24-72 hours before being transferred to your account.
❌ Strict KYC Requirements – Many platforms require business registration and extensive verification.
❌ Chargeback Risks – Customers can initiate refunds or disputes, causing losses for merchants.
💡 ZeroGateway eliminates these issues by allowing you to accept direct payments via UPI—instantly and without any extra fees!
To start receiving payments, you need a valid UPI ID or bank account details. You can create a UPI ID using apps like Google Pay, PhonePe, or Paytm if you don’t have one already.
✅ Example UPI IDs:
ZeroGateway allows you to generate a payment-ready QR code in just a few clicks.
📌 Steps to generate a QR code:
1️⃣ Visit ZeroGateway.com
2️⃣ Enter your UPI ID or Bank Details
3️⃣ Set a fixed payment amount (optional)
4️⃣ Add a custom payment note (optional)
5️⃣ Click "Generate QR Code"
💡 Your unique QR code is now ready for use!
Once your dynamic QR code is created, you can:
📌 Print & Display It – Place it at your shop, billing counter, or workspace
📌 Share Digitally – Send it via WhatsApp, email, or SMS
📌 Embed on Your Website – Let customers scan and pay online
✅ Customers can scan the QR code using any UPI app (Google Pay, PhonePe, Paytm, BHIM) and complete the payment instantly!
💰 As soon as a customer completes the payment, the amount is transferred directly to your UPI-linked bank account.
✅ No processing delays
✅ No deductions from your earnings
✅ Full control over your funds
| Feature | ZeroGateway | Traditional Payment Gateways |
|---|---|---|
| Transaction Fees | 0% | 1.5% - 3% per transaction |
| Settlement Time | Instant | 24-72 hours |
| KYC & Business Registration | ❌ Not Required | ✅ Required |
| Direct Bank Transfers | ✅ Yes | ❌ No (Payments are held temporarily) |
| Chargeback Risks | ❌ No | ✅ Yes |
💡 Verdict: ZeroGateway provides a hassle-free, zero-fee payment solution that lets businesses and individuals accept UPI payments instantly—without any third-party interference!
✅ Zero Transaction Fees – Keep 100% of your revenue
✅ Instant Fund Settlements – No waiting period for withdrawals
✅ Secure Payments – Dynamic QR codes prevent fraud
✅ No Paperwork or KYC Hassles – Start accepting payments immediately
✅ Easy Integration – Works for businesses, freelancers, and individuals
💡 Why pay transaction fees when you can accept UPI payments for free?
With ZeroGateway, you can eliminate unnecessary middlemen, accept payments directly, and improve your cash flow—without a payment gateway! Whether you’re a small business owner, freelancer, or service provider, this is the easiest and most cost-effective way to receive payments.
🚀 Start using ZeroGateway today and enjoy 100% fee-free transactions!
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